With mortgage rates at an all-time low, it’s the perfect time to refinance your mortgage, even if your mortgage term isn’t quite up yet. By taking advantage of the low rates now, you can secure lower monthly payments. This will reduce your financial stress and help you switch to mortgages with better terms and conditions. You also receive the benefit of high-interest debt payouts. Should you be struggling with credit card debt or student loans, a refinance can help you lower your monthly payments and, in turn, free up some money to consolidate your debt.
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Original Article Source Credits: The Motley Fool , https://www.fool.ca/
Article Written By: Christopher Liew, CFA
Original Article Posted on: May 10, 2021
Link to Original Article: https://www.fool.ca/2021/05/10/housing-market-2021-is-it-too-late-to-buy-a-house/